STEP 1: Dial *165*6*3#
STEP 2: Enter SACCO ID, THE SACCO ID IS MSACCO
STEP 3: Select Join
STEP 4: Enter Institution SACCO ID, THE INSTITUTION ID IS USAMA
STEP 5: Enter usalama account, USALAMA ACCOUNT IS YOUR MEMBER
2004000***1
STEP 6: Enter Recovery number, YOUR OTHER NUMBER E.G. AIRTEL.
STEP 7: Enter MSACCO Pin to be used for transactions (5 DIGITS)
STEP 8: Confirm Pin
STEP 9: Your Phone will receive an SMS indicating a SUBSCRIBER NUMBER to be used for every MSACCO transaction.
